Who doesn’t like discounts? No one! As long as there is no compromise with the quality of the product or service on offer, everyone will always grab the chance to save money even if it’s just a few dollars. With car insurance policies, all you need to do is follow these tips to get that monthly premium rate down.
Add a driver with a good record to your policy
If you have a pretty bad record with tickets and claims, add someone to your policy who has a clean sheet. An experienced driver who has minimal to zero tickets and auto insurance claims will pull down that monthly premium that you just can’t afford. But remember, this person can only be registered as the additional driver. It’s illegal to state that this person is the primary driver of the vehicle.
Renew your policy ahead of the expiration date
A key component of sales is urgency. If you are close to the expiration date of your current policy, you won’t have time to do window shopping. You might even be pressured into choosing the first or second option that looks good to you. Insurance agents know when they can use the lack of time to pressure you into buying their policy. So better do your research early and decide way before the expiration date.
Use the correct job title on your application
We’re pretty sure you weren’t aware of this well-kept secret. Who knew that this could affect your monthly premiums? Be accurate about the job title you write on your application form as it may help you save some money on your auto insurance. If you write “kitchen service crew” instead of “chef,” you will have a lower rate. But above all else, you have to be honest on your application form, or you could face prosecution.